India Invest – Learn. Invest. Grow.

  For India's low-risk investments, Public Provident Fund (PPF) and Fixed Deposits (FDs) are two of the investors' top preferences. Both are safe, stable in their returns, and are usually the starting steps for conservative investors. Yet, the decision between the two lies in several aspects, including investment term, tax advantages, liquidity, and your financial objective. Today, we shall compare both PPF and FD extensively in order to guide you on the choice that is best for your investment mode and plans for the future. ✅ What is Public Provident Fund (PPF)? PPF is a long-term saving scheme guaranteed by the government that was started in order to promote small savings with reasonable returns along with income tax benefits. It has a 15-year lock-in period, which is ideal for long-term financial planning for retirement, children's education, or purchasing a house. Issuer: Government of India Interest Rate: Determined by the government on a quarterly basis (currently ~7.1...