If you're looking for a safe and stable way to grow your money without taking high risks, Fixed Deposit (FD) is one of the best options in India. Whether you're a new investor or planning for retirement, FDs offer guaranteed returns, capital protection, and peace of mind. In this detailed guide, we'll explore what a Fixed Deposit is, how it works, current FD interest rates in 2025, types of FDs, their pros and cons, how to choose the best FD plan, and how it compares to other investment options. 🔹 What is a Fixed Deposit (FD)? A Fixed Deposit (FD) is a financial instrument provided by banks and non-banking financial companies (NBFCs), where you deposit a lump sum amount for a fixed tenure at a predetermined interest rate. The invested amount (principal) remains locked for a selected duration. You earn a fixed interest on this amount. At maturity, you get back the principal plus interest. 🔹 Key Features of Fixed Deposits Feature Description Minimum Deposit ₹1,000 (may ...
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