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Yes Bank's Big Comeback: FY2025 in Focus

Yes Bank, once at the center of financial struggles and regulatory interventions, has been steadily working on a turnaround story—and FY2025 may just be the year that shows it's paying off. With a strong rise in profit, better asset quality, and efficient operations, the bank is clearly making progress. Let's break down what’s been happening with Yes Bank and why investors are taking notice again.  🔍 A Look at the Latest Numbers In the final quarter of FY2025 (January to March), Yes Bank delivered some impressive results: Net Profit: ₹738 crore That’s a solid 63% jump compared to ₹452 crore during the same quarter last year. This surge came largely from reduced provisioning (money set aside for bad loans). Net Interest Income (NII): ₹2,276 crore Up about 5.7% year-on-year, showing the bank is making more money from its core lending operations. Net Interest Margin (NIM): 2.5% This key metric tells us how profitably the bank is lending money—it improved slightly f...

BSE Limited’s Strong FY2024: What Drove the Growth?

 BSE Limited, India’s oldest stock exchange, has had quite the year. From higher revenues to surging profits and a booming stock price, the company has proven its strength and relevance in today’s fast-paced financial world. Let's take a look at how BSE performed over the last year and what it means for investors. 🧾 Breaking Down the Numbers – Quarter by Quarter Q1 FY24 (April–June 2023): BSE got off to a great start. Revenue stood at ₹259.6 crore, while net profit skyrocketed to ₹442.7 crore. This jump was mainly due to a one-time exceptional gain. Earnings per share (EPS) hit ₹32.21—a strong signal of profitability. Q2 FY24 (July–September 2023): Revenues climbed to ₹362 crore, though net profit normalized to ₹120.5 crore as the one-time gain wasn’t repeated. Still, this was a solid quarter, showing the company could deliver consistently without relying on special items. EPS came in at ₹8.77. Q3 FY24 (October–December 2023): This was BSE’s busiest season, with revenues ...

Indian Stock Market Weekly Wrap-Up: April 25, 2025

 The Indian stock market experienced a turbulent week, with geopolitical tensions and corporate earnings shaping investor sentiment. Here's a comprehensive overview of the key developments: Market Overview On Friday, April 25, the Indian benchmark indices closed sharply lower, marking the second consecutive session of declines. The BSE Sensex fell by 683 points (0.86%) to settle at 79,118.26, while the NSE Nifty 50 dropped 207 points (0.86%) to close at 24,039.35 . This downturn was primarily driven by escalating geopolitical tensions following a terrorist attack in Kashmir, which heightened investor concerns and led to a broad-based sell-off across sectors. Geopolitical Tensions Impact Markets The tragic attack in Kashmir, resulting in the death of 26 civilians, intensified tensions between India and Pakistan. In response, India halted a critical river water-sharing treaty, and Pakistan restricted its airspace to Indian flights . These developments spooked investors, leadin...

Top 5 Mutual Funds to Invest in 2025

  Investing in mutual funds has become one of the most popular choices among Indian investors seeking long-term wealth creation. As we move into 2025, the market offers a wide variety of mutual fund schemes suited for different goals—from aggressive growth to stable income. In this blog, we’ll look at the Top 5 Mutual Funds to invest in 2025 based on their past performance, fund management, sectoral exposure, and growth potential. 📌 Why Mutual Funds in 2025? Before jumping into the list, it’s important to understand why mutual funds continue to be a strong investment option in 2025: India’s GDP is expected to grow above 6.5%. Stock markets are becoming more broad-based. SIP (Systematic Investment Plan) culture is booming. Regulatory transparency by SEBI ensures investor safety. Whether you're a beginner or a seasoned investor, there's a mutual fund for your risk appetite and goals. 🔝 Top 5 Mutual Funds to Invest in 2025 Here are the most promising mutual funds based ...

Adani Power: Lighting Up India’s Energy Future

India is a country on the move—more people, more homes, more industries, and more demand for power. One company that's playing a big role in keeping the lights on is Adani Power . Part of the larger Adani Group, Adani Power has rapidly grown to become one of the biggest private thermal power producers in India. But what exactly does this company do, and why does it matter so much? Let’s dive in.  The Beginning of Adani Power Adani Power Limited was established in 1996 as part of the Adani Group, led by Gautam Adani. While Adani Group had its roots in commodities trading and logistics, the shift into power generation was a bold step. The aim? To meet India’s ever-growing electricity demand with large-scale thermal power plants. Their first big project was the Mundra Thermal Power Plant in Gujarat, which became operational in 2009. It was not just any power plant—it was the first supercritical thermal power project in India , meaning it used technology that makes coal-fired pow...

Reliance Industries: India’s Corporate Powerhouse Driving the Future

When you think of India’s biggest companies, one name that always stands tall is Reliance Industries Limited (RIL) . From its humble beginnings as a textile manufacturer to becoming a multi-sector titan, Reliance has played a key role in shaping modern India’s industrial landscape. But what makes Reliance Industries such a powerhouse? How did it grow to dominate sectors like energy, telecom, and retail? And where is it headed next? Let’s explore the fascinating journey of Reliance Industries — its rise, its business empire, and its future plans. The Birth of a Giant: From Textiles to Tycoon Reliance Industries was founded in 1966 by Dhirubhai Ambani , a visionary entrepreneur with big dreams and unmatched determination. What started as a small textile business soon expanded into petrochemicals, refining, and more. The company went public in 1977, and since then, it has created immense wealth for its shareholders. Dhirubhai’s philosophy was clear: dream big, execute fast, and ma...

Gold Industry Layoffs in 2025: Challenges and Opportunities in India and Beyond

As gold prices soar to ₹9,835 per gram for 24-karat gold in April 2025, the gold industry—spanning mining, refining, jewelry manufacturing, and retail—is navigating a complex landscape. While high prices have boosted revenues for some, they’ve also triggered significant layoffs globally and in India, driven by reduced consumer demand, automation, and economic pressures. In India, a key player in the global gold market, the jewelry sector alone has seen thousands of job cuts, with artisans and retail workers bearing the brunt. This 1000-word blog, formatted in Indian Rupees (INR), explores the causes, impacts, and future implications of layoffs in the gold industry, offering insights for workers, businesses, and investors in this glittering yet turbulent sector. The Context: Gold Prices and Industry Dynamics Gold prices in India have surged 26.74% in 2025, reaching ₹98,350 per 10 grams from ₹76,600 at the year’s start, with a peak of ₹1,00,880 on April 22. This rally, driven by glob...

CPSE ETF

Understanding CPSE ETF: A Gateway to India's Public Sector Giants When it comes to investing in India’s top public sector enterprises (PSEs), the CPSE ETF (Central Public Sector Enterprises Exchange Traded Fund) is one of the most straightforward and cost-effective options available. It offers a unique opportunity to invest in some of the country’s largest and most essential government-owned companies—all through a single fund.   What is the CPSE ETF? Launched in 2014, the CPSE ETF is a government-backed exchange-traded fund designed to help investors gain exposure to a basket of selected Central Public Sector Enterprises. These are large, well-established companies that play a vital role in India's economy, operating in sectors such as energy, engineering, and mining. This ETF was also part of the government’s disinvestment program to reduce its stake in these enterprises and raise capital. What Companies Are Included? The CPSE ETF tracks the Nifty CPSE Index , which includ...